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May 20, 2009

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Steven J. Eagle

In a then-widely noted book, David Caplovitz (1967) illustrated that "The Poor Pay More." To its credit, the Wash Post story that was excerpted acknowledges that inner-city security and congestion problems, small average orders, etc., means that it is much more expensive to serve low-income neighborhoods. The supermarkets in Caplovitz' account, for instance, charged much more for the same goods in inner city locations than suburban ones, but their urban profit margins still were lower.

Another problem is that all of the fees charged by payday lenders, for instance, is denominated as "interest," although it is very expensive to engage in a low-dollar amount, high volume, loan business, even apart from risk of nonpayment.

It is hard to be a responsible low-income person in a culture that constantly bombards that one is "entitled" to fast food, instant credit, and, oh yes, government benefits.

All this being the case, I wonder why this particular story was posted.

Alexander Wolfe

"All this being the case, I wonder why this particular story was posted."

I do too, but only in the sense that I don't understand why it takes an article in the Washington Post for people to realize that people actually live this way.

Ann Bartow

Regina Austin published an article that might be of interest:
http://www.law.upenn.edu/cf/faculty/raustin/workingpapers/53AmULRev1217(2004).pdf

Kathy Bergin

"All this being the case, I wonder why this particular story was posted."

I'm not sure I fully understand why this particular question was posted, but will ponder a guess in any event.

1. Perhaps Professor Maillard wanted to offer some insight into the real-life experiences, difficulties and traps that come with being poor in America.

2. Perhaps he wanted to bring some perspective to all the whining about Wall Street billionaires being forced by the economic crisis to live life as a millionaire.

3. Perhaps on a break from grading exams he found an article he thought lawyers/law profs/readers working on poverty law issues might find interesting.

Heck, I found it interesting, and I don't do poverty law.

4. Its his blog.

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This is a very interesting topic and you guys are showing a good point.

Payday Loans

I think you will find this kind of service available whatever the economic situation.

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Music is the only language in which you cannot say a mean or sarcastic thing.so,do you like it, too?

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